Businesses preparing for chip-card shift Jeremy Nobile, Crain's Cleveland Business Originally Published: 10/04/15 Small and midsize businesses may have missed, or possibly dismissed, a landmark change in the card payment space that kicked in at the start of the month — and it could end up costing them big bucks. Oct. 1 marked a shift in card transaction fraud liability in the United States to businesses that must have upgraded payment systems to be compatible with fraud-fight